Dealer credit
Give credit with confidence. Know what every dealer owes — live.
Credit limits and terms per dealer or per branch, checked the moment an order is placed, with a running ledger your dealers can see for themselves.
In short
VIKMO's Dealer credit is dealer credit management software for Indian distributors. It sets credit limits and terms per dealer or per branch, checks available credit the moment an order is placed, and keeps a running ledger that dealers can see for themselves in their portal.
Built for you if
- a dealer crosses his limit and you find out at month-end
- “how much does he owe?” needs a call to accounts
- one payment covers five invoices and nobody knows which
- dealers dispute the balance you send them
Credit you can extend without losing sleep
Limits and terms per dealer
Credit limit, credit days and whether a PO is required — inherited from the dealer's tier or set by hand, with a record of who changed it.
Checked on every order
Available credit is checked and reserved as the order is placed, and payment options narrow to what the dealer is allowed.
Branch-level credit
Separate limits for each branch of a dealer, for the dealer as a whole, or both.
A ledger that explains itself
A running balance of orders, payments, returns, cancellations and adjustments — every rupee traceable.
One payment, many invoices
Settle a single payment across several invoices, and undo it if it was wrong. Dealers can do it from the portal with one screenshot.
Dealers see it themselves
Credit summary, over-limit warning and statement in the dealer portal — and they can ask the WhatsApp agent for their balance.
Also included
- credit-limit warnings to the dealer and your team
- payment-proof upload and verification
- opening balances loaded when you start
- credit & outstanding report
Questions owners ask
Yes. Choose dealer-level, branch-level or both, and each branch carries its own terms and limit.
VIKMO checks available credit as the order is placed and offers only the payment options the dealer is allowed — so an order can't quietly go on credit it doesn't have.
Yes — load opening balances when you start. A direct ledger pull from Tally is in beta.
Yes. The dealer portal shows their credit summary and statement, and the WhatsApp agent answers balance questions.
Free demo
See VIKMO run on your own business.
Tell us how you sell today. We'll show you VIKMO working the way your business does, and tell you which plan fits — even if it's the smallest one.
- A demo on your own businessNot a slide deck — VIKMO running with your kind of products, dealers and billing.
- An honest plan recommendationWe look at your channels, godowns and team, and suggest the plan that fits. We don’t oversell.
- Try it, then go liveA 15-day free trial on Growth and Pro. Onboarding is quoted before you sign.
Extend credit. Keep control.
See limits, the live ledger and one-payment settlement on your own dealers.
Or call us: +91 97670 21207